Since I am getting older, I have been thinking more and more about my ability to retire.
Sadly, I have never made that much cash.
I have not been able to save in a retirement account. I pretty much have no savings at all. When I turn 60, I am eligible to start getting a small pension, though. Then, of course, I will be able to get social security when I turn 65 or 70. Because our income will be so small, I am trying to pay off everything I owe, which is not absolutely necessary. However, I need to be able to have a roof over our head without paying rent or a mortgage. I am attempting to pay off our home bright and early, but I don’t suppose if I can manage it. Another thing I have considered is moving to another country where the cost of living is much smaller. I have begun exploring that choice, however there is 1 thing that seems so hard. That is the lack of air cooling. For locations in our price amount, there is usually no air conditioner. I thought the whole world used air cooling, but I was not right. There are many countries where the average person does not use ac at all. I am looking at countries that are not considered 1st world, but I have discovered that even places that have wealth the same as or bigger than ours still often do not rely on air cooling. Even locations that do have air conditioning do not use it nearly as much as I do.